Learn · Sentences Explaining Credit Issues

I’m worried that my credit history is affecting my chances of getting a loan.

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Sentence

Narrator

I’m worried that my credit history is affecting my chances of getting a loan.

Study notes

How to use in different contexts

Seeking Advice

I'm worried my credit history might prevent me from getting a loan. What can I do?

Explaining a Situation

My application was rejected, and I suspect it's because of my credit history.

Sharing Concerns with a Friend

I'm really stressed; I think my credit score is hurting my chances of getting approved for a loan.

Hypothetical Scenario

If my credit history were better, I'm sure I'd have a higher chance of getting the loan.

Rephrased versions

Formal

I am concerned that my credit report is negatively impacting my loan application.

Casual

I'm bummed; my credit history is probably messing up my chances of getting a loan.

Simpler English

I'm worried my bad credit is stopping me from getting a loan.

Phrases to learn

credit history

A record of a person's borrowing and repayment history.

affecting my chances

Having an impact on the likelihood of something happening.