If I had studied more, I would be preparing for my final exams now instead of worrying.

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You should have studied more; then you'd be preparing for your finals instead of worrying.

I regret not studying more; now I'm worrying instead of preparing.

Did you study enough to be prepared for your final exams?

If I hadn't procrastinated, I wouldn't be worrying now.

Had I dedicated more time to studying, I would currently be engaged in final exam preparation rather than experiencing anxiety.

If I'd hit the books harder, I'd be studying for my finals, not stressing.

More studying would mean I'd be ready for my exams, not worried.

To have dedicated more time and effort to learning.

Engaging in activities to get ready for final examinations.

In place of feeling anxious or apprehensive.